Privacy/Disclosure Statement

Benico, Ltd. is firmly committed to protecting the confidentiality of your personal and medical information. When you enroll in a Benico, Ltd. service, we ask for only the information required to meet your needs. Please understand that, when enrolling in a service, you are providing information on a voluntary basis.

We have developed the following practices and policies to safeguard your information.

Your Non-Personal Information

When you visit a Benico, Ltd. web site, we may collect non-personal information from you, such as the Internet browser or computer operating system you are using. We use this information only to provide you with better service connections and improved Web sites. We will not sell or disclose non-personal information to other companies or organizations.

Your Personal Information

In general, you can visit a Benico, Ltd. web site without revealing any personal information about yourself. When you register for a Benico, Ltd. service or make service elections (such as choosing a prescription benefit package under your plan), you may voluntarily provide us with personal information, such as your name and e-mail address. When personal information is combined with health or medical status information, we refer to it as “health-related personal information.”

Unless otherwise stated at the time of collection, Benico, Ltd. will not sell or disclose your personal or health-related personal information to other companies or organizations.

Benico, Ltd. will use your personal and health-related personal information for only the following purposes.

Benico, Ltd. also reserves the right to use your personal or health-related personal information to generate aggregate data (summarized data that does not identify you) for the following purposes:

  • Benico, Ltd. is always seeking better ways to serve you. We may perform statistical analyses of the traffic patterns, site usage and behaviors associated with our Web sites. We may use these analyses to generate aggregate data which we may sell or disclose to other companies or organizations.
  • Benico, Ltd. analyzes utilization information in the aggregate to study outcomes, costs, and provider profiles, and to suggest benefit designs for your employer or health plan. These studies generate aggregate data which we may sell or disclose to other companies or organizations.

In certain circumstances, Benico, Ltd. may be legally compelled to release your personal or health-related personal information in response to a court order, subpoena, search warrant, law or regulation. Under these circumstances, we will notify you unless doing so would violate the law or court order.

Sale or Transfer of Information in the Event of Merger, Sale, or Bankruptcy

Benico, Ltd. considers the information obtained through its Web sites to be significant assets of Benico, Ltd.. As a result, in the event Benico, Ltd. is acquired, merges with another entity, becomes insolvent and/or declares bankruptcy, the Web sites, and any information obtained through them, may be transferred or sold to another entity, in accordance with applicable law.

E-Mail Privacy

You can choose to receive e-mail from Benico, Ltd. on selected health topics and promotions. These e-mail messages include instructions for discontinuing their receipt.

You can also use our Web sites to send an e-mail inquiry to Benico, Ltd., which may result in a reply being sent to an e-mail address that you provide.

Responses sent from the Benico, Ltd. customer service team to your e-mail provider may not be secure or may be intercepted by third parties. By using the e-mail service, you accept the risk of transmitting information from Benico, Ltd. to your personal e-mail address in an unsecure environment. If you wish to keep your information private, you should not use our email. Instead, you should contact us at 888-669-4883.

If you are receiving e-mail correspondence at an employer’s e-mail address, please note that, under law, the employer may be permitted to view the contents of any e-mail messages received at this address. If you are concerned about the confidentiality of your e-mail messages, you may wish to use a home e-mail address.

Usage by Children

Benico, Ltd.’ Web sites are neither intended nor designed to attract users who are minor children. Furthermore, Benico, Ltd. has no intention of collecting personal information from minor children.

Cookies

Benico, Ltd. does not now, but may in the future, store information on your computer. This information will be in the form of a “cookie” or similar file and will be used to determine ways to improve our Web sites, advertisements, products or services. With most Internet browsers, you can erase cookies from your hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser’s instructions or online help files to learn more about these functions.

Links to Other Sites

Benico, Ltd.’ Web sites may include links to other sites that are not related to, or are not the property of, Benico, Ltd.. We are not responsible for the dependability or information security of these other sites, and the policies in our Security/Privacy Statement pertain only to Benico, Ltd.’ Web sites.

Changes in Our Privacy Policy

Benico, Ltd. uses your personal and health-related personal information only as described in the privacy policy when the information is collected from you. However, subject to the terms below, we reserve the right to change the terms of this privacy/disclosure policy at any time. Changes to the Privacy/Disclosure Policy will be posted on this site.

Announcements of policy changes will include any applicable instructions for rejecting the additional use, disclosure, or sale of your information.

How to Send Us Your Comments

We welcome your comments. If you have general feedback regarding our privacy/disclosure policy, please contact us.

FAQ

What is Benico, Ltd.?

The title “Benico, Ltd.” encompasses all departments, divisions, affiliates, and subsidiaries of Benico, Ltd., Inc.

What is non-personal information?

Non-Personal information is information that can not personally identify you or be used to contact you. Examples include type of Internet browser, type of computer operating system, and the domain name of the Web site and / or Internet service provider from which you linked to our site or advertisement.

What is personal information?

Personal information is information that could be used to identify or contact you. Examples include your name, e-mail address, mailing address, social security number and telephone number.

What is aggregate data?

Aggregate data is summary level data, such as the number of members of a specific gender, in a specific zip code, that have chosen a specific benefit plan. Aggregate data does not contain information that can be used to identify or contact you, such as your name, address, telephone number or e-mail address.

What is a Cookie?

A “cookie” is a unique identifier that a web site transfers to your hard drive for record-keeping purposes.

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