Below you will find links to helpful summaries and analyses of the health savings account (HSA) law.

Quick HSA Resources:

• What is an HSA?
• HSA Checklist
• HSA Qualified Expenses
• Treasury Department HSA Info

General:

1. Health Savings Accounts Section of the Medicare Prescription Drug and Modernization Act of 2003
   
2. “HSA Road Rules” (published by the Washington, DC-based HSA Coalition - this is the 9th edition, published in May, 2009.)
   
3. HSA changes for 2008
4. HSA Frequently Asked Questions
5. Contributions of Spouses to HSAs
6. HSA Improvements (P.L. 109-432) - March 21, 2007 presentation by Roy Ramthun, former Former White House HSA Advisor & President of HSA Consulting Services

Presentations:

Navigating Consumer-Driven Health Plans (March, 2007)

Comparisons of HSAs with other tax-advantaged health reimbursement arrangements:

• View a Comparison of tax-favored flexible benefit plans - including premium only, HSAs, Health FSAs, Adult/Child Dependent Care, Adoption Assistance, and Transportation Benefits.

• "HSA-FSA-HRA comparison chart”, which provides a side-by-side comparison of HSAs with FSAs (flexible spending accounts) and HRAs (employer-funded health reimbursement arrangements).

Excellent third party informational websites offering substantive HSA content:

• HSA Insider (website sponsored by the HSA Coalition): http://www.hsainsider.com
• HSA Consumer Guide – NAHU (National Association of Health Underwriters) - http://www.nahu.org/consumer/HSAGuide.cfm
• HSA Resource Center - http://www.hsaresourcecenter.com/

Online health savings account applications:

• MyHSA online account setup
  • Access your MyHSA Account
• HSA Bank online HSA application
• First American Bank online HSA application